INTERNAL ADVERT
POSITION DESCRIPTION
JOB TITLE: RISK OFFICER-OPERATIONAL RISK & FINANCIAL CRIMES
REPORTS TO: MANAGER OPERATIONAL RISK & FINANCIAL CRIME
JOB PURPOSE
§ The Jobholder is responsible for maintenance and execution of a
compliant and effective risk-proportionate financial crime framework.
§ Support the delivery of the financial crime policy, process and procedure,
governance, operational risk, training, and business advisory and will be
responsible for conducting Investigations into the frauds and
Investigations into escalated complaints (internal and external).

KEY RESPONSIBILITIES /KEY DELIVERABLES
§ Proactively contributing to all applicable Governance and Oversight
opportunities providing clear and insightful financial crime guidance,
including escalating any risk and control weaknesses.
§ Conducting the staff accountability studies in respect to
misappropriated assets (cash and physical assets), the process gaps,
connivance of the staff, reasons for slippage of credit facilities to nonperforming asset etc. and bringing it to the knowledge of Management
through the Manager Operational Risk & Financial Crimes and the CRO.
§ Driving the provision of tailored financial crime advice within Pearl Bank
and providing strategic steer to inform and challenge the business
direction.
§ Support Pearl Bank in managing Financial Crime risks effectively
through setting clear standards of compliant business practice.
§ Reviewing and challenging the businesses financial crime risk
assessments across the control environment and risk profile.
§ Supporting within Business Oversight Compliance, creating an
environment in which staff are empowered, supported, challenged and
responsible.
§ Contributing to and engaging with the wider Operational Risk and
Financial Crime Unit to achieve consistency and the sharing of
knowledge.
§ Working very closely with other Compliance, Risk, Legal and Security
colleagues to deliver a coordinated approach.
§ Review modified or new systems to ensure any internal control
deficiencies that might occur are corrected at a time when it’s practical
to make the necessary changes to avert financial crime/fraud.
§ Preparation of the regulatory & statutory returns relating to frauds /
attempted frauds and submitting the same to management
§ Guiding & advising management in initiating criminal action.
§ Conduct special tasks, including coordination of fraud investigation.
§ Ensure effective execution of investigations, maintain, and develop
professional Financial Crimes Officers.
§ Reporting to Management & Board Committees on the frauds /
complaints / investigations conducted etc. through the Manager
Operational Risk and Financial Crimes and the CRO.
§ Implementation of the directives of the Management and Board
Committees.
§ Supporting the top management in decision making process.
§ Performing bank-wide fraud risk management training and socialization
of fraud incidents and lessons learned.

FINANCIAL RESPONSIBILITIES
§ Severally responsible for the Financial Crimes investigations Budget.
§ Responsible for avoiding any regulatory fines relating to Audit.
BUSINESS BEHAVIOURS
§ Passion: Committed to excellence, delivering outstanding results and
making a positive impact on our customers and stakeholders.
§ Teamwork: Collaborates, mutual respect, and diverse perspectives, to
achieve shared success and deliver greater value to the Bank.
§ Integrity: Uphold honesty, transparency, and accountability, ensuring
ethical practices in every action.
§ Innovation: Embrace creativity and forward-thinking, continually seek
new solutions to enhance customer experience and drive business
growth.

QUALIFICATIONS, EXPERIENCE AND COMPETENCIES REQUIRED
§ Relevant undergraduate degree (BBA, BCOM, Business related degree,
Bachelor of Laws, IT/Computer Science Degree)
§ Part of full Professional qualification e.g., ACCA, CPA, CFE, CISA is an
added advantage.
§ Relevant practical training in Investigations, Audit, Risk, Compliance,
Operations or Technology in the financial services sector is desirable.
§ A minimum of 2 years’ experience in Fraud Management, Governance,
Risk management, Compliance, Internal Audit, Internal controls or
technology or Banking Operations.
§ Professional competence and capacity to collect and understand
information, to examine and evaluate evidence and to communicate
with the stakeholders.
§ A broad practical knowledge of investigation processes and
management and the foresight to see how the intricate day-to-day
activities link with and support the achievement of the mission and
vision of the bank.
§ Good understanding of regulations that govern the Uganda banking
industry.
§ Ability to integrate industry trends and vulnerabilities to identify future
opportunities and risks.
§ Knowledge of forensic audit or examination and forensic accounting are
an added advantage.
§ Knowledge of Business Technology Operations or Alternate channels
such as Mobile Banking, Internet Banking and Wendi are an added
advantage.
§ Interpersonal skills to help negotiate priorities and resolve conflict.
§ Independence of mind with ability to defend position on significant
issues.
THE FOLLOWING DOCUMENTS SHOULD ACCOMPANY THE
APPLICATION
§ Cover letter, Detailed CV, and Copies of academic documents all as one
file.

MODE OF APPLICATION
§ Online applications addressed to Chief People & Strategy
Officer, Pearl Bank Uganda.
§ Send application to hr@pearlbank.com with job title as subject.
§ Closing Date: Friday 9th January 2026 at 5:00pm.
§ Only shortlisted candidates will be contacted.
Pearl Bank Uganda Ltd is an equal opportunity employer.