Responsible for managing the banks Retail Lending Products including its administration, monitoring, control and recovery.

Key Responsibilities:
• Play an active role in the development and execution of the strategies, plans, policies and procedures of retail Lending products.
• Responsible for growth of retail lending portfolio which includes digital lending and scheme lending.
• Ensure effective Relationship Management on selective high net-worth, corporate and SME Customers.
• Responsible for growing retail lending portfolio including digital lending and scheme lending.
• Ensure compliance with the internal policy, credit approval terms and conditions regulatory ratios / policies etc.
• Ensure regular monitoring of the Loan portfolio to maintain an acceptable quality book, with prompt escalations to avoid surprises across the Bank.
• Provide line management, guidance, coaching and support to direct repartees.

Qualifications
• University degree in Business administration or a related field.
• Master’s degree in a relevant field is an added qualification.

Work Experience
• At least seven (7) years of work experience, at least three (3) years should be in a managerial position.
• Proven Relationship Management skills with customers.
• Ability to handle a diverse loan portfolio and customer base.
• Basic accounting and analytical skills.

Personal Attributes
• A structured approach to dealing with complex and variable work environments in an independent manner.
• Ability to balance opposing business requirements.
• Ability to balance long term and short-term requirements independently.
• Strong evaluation, communication and reporting skills
• Able to provide advice and cause/effect evaluation to support business decision making.
• Independent and logical thinker, yet an achiever and implementer.
• Leads by example
• Good at managing large volumes of information and can add value through management reporting.