Workatele

Relationship Manager, Retail Banking and SMEs at Indo Zambia Bank Limited, Lusaka, Zambia

Indo Zambia Bank Limited

Relationship Manager, Retail Banking and SMEs at Indo Zambia Bank Limited, Lusaka, Zambia

Indo Zambia Bank Limited

Full time Job

Date Posted: October 16, 2024

Application deadline:

Expired on: October 18, 2024 5:00pm

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Job description

Key Responsibilities
• Act as the primary point of contact for Retail clients.
• Understand the clients’ business models, financial needs, and market strategies to provide relevant and timely financial solutions.

Advise clients on banking product.
• Provide insights on financial trends, regulatory environments, and geopolitical risks that may impact the client’s business.
• Identify and pursue opportunities to expand the bank’s presence with retail clients.
• Develop and implement strategies to acquire new retail clients and expand relationships with existing ones.
• Evaluate the financial performance and creditworthiness of retail corporations.
• Prepare credit proposals, conduct risk assessments, and recommend appropriate credit structures
• Manage the client portfolio, ensuring profitability while maintaining high standards of credit quality and minimizing risk.
• Ensure compliance with local and international regulatory requirements, including KYC (Know Your Customer), AML (Anti-Money Laundering), and other global regulatory frameworks.
• Maintain proper documentation for cross-border transactions and client onboarding, adhering to both local and international legal standards.
• Collaborate with internal departments such as legal, compliance, and operations to ensure efficient service delivery.
• Monitor client satisfaction and address issues or concerns promptly.
• Ensure the client’s banking experience is seamless across different regions and business units.
Qualifications and Experience
• Grade 12 Credit or above, mandatory in Mathematics and English and any other three subjects.
• Degree in Business or a relevant field or professional qualification from a recognized university.
• Relevant banking qualifications will be an added advantage.
• Minimum Seven (7) years’ work experience, with atleast three 3(years) Relationship Management expierence

Application deadline:

Expired on: October 18, 2024

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