Supporting the Bank in achieving its asset growth targets whilst maintaining a quality-lending book and delivering a professional service to the business units.
Main Responsibilities:
Evaluate and recommend credit proposals.
Identify, quantify, and evaluate sources of risk.
Build relationships with Branch Managers and account analysts,
Participate in periodical reviews as well as monitoring and assessing portfolio performance metrics.
Ensure that new requirement(s) or external risk(s) are properly taken cognizance of in lending decisions and in certain circumstances.
Visiting customers to discuss/explain the structure and conditions of lending and follow up on such conditions.
Educational qualifications and work experience:
Bachelor’s degree in finance, commerce, or Economics.
A certificate in Credit Analysis will be an added advantage.
2+ years in credit analysis in a financial institution