To underwrite credit applications for New and existing Business & Commercial Clients as received from the Relationship Managers/Business Bankers in full compliance with the Bank’s prevailing risk appetite, policies and regulatory requirements.
To Manage Turnaround time and rework rate as per prevailing service Level agreement.
To Grow a qualitative Asset portfolio for Business & Commercial Banking Customers by implementing relevant mitigants to key risks associated with the respective credit applications submitted and enforce adherence to risk management guidelines and polices.
Minimum Qualifications
Type of Qualification: First Degree
Field of Study:
Business related course i.e. Economics, Commerce, Accounting and Finance, Business Administration etc.
Additional Qualifications
ACCA, CPA etc. will be added advantage.
Experience Required
In Credit underwriting and Financial Analysis for Business and Commercial Customers
Additional Information
Behavioral Competencies:
- Adopting Practical Approaches
- Checking Details
- Documenting Facts
- Examining Information
- Interacting with People
- Interpreting Data
- Managing Tasks
- Meeting Timescales
- Producing Output
- Providing Insights
- Showing Composure
- Taking Action
- Stakeholder management
- Data Analysis and Reporting
Technical Competencies:
- Credit Under writing.
- Financial Statement Analysis
- Loan Assessment & Approval
- Product Knowledge (Business Banking)
- Awareness of the industrial Trends affecting lending.
