Role Responsibilities

Strategy

Develop and implement a 3-year strategic plan which includes revenue pools, related economic revenue, competitor’ analysis, client segments, and product development

Development and implementation of CIB and CB-specific pricing strategy

Business

Responsibility for delivering increase in product revenue pools for cash through positioning, pricing, campaigns, collateral, training and governance.

Achieve monthly and annual financial performance for Cash

Develop and execute TB Product operating plan that meets the Business and country’s financial goals and takes into account the end to end implications of business actions that includes sales, operations, risk and people

People & Talent

This role carries the complexities of a multi-product, multi-segment, and multi-industry business model. Success is contingent upon successfully managing different primary stakeholders across business lines, geographies and the support structure.

The individual needs to understand the dynamics of Bank and product profitability.

Accountability

Ability to work in global and multi-cultural teams.

Ability to approach issues and opportunities strategically and understanding bank wide implications of decisions

Ensure the provision of periodic training and development on TB products as required for team members and clients as may be required.

Risk Management

Assist in coordinating, driving and directing effective compliance and operational risk management at the business level.

Ensure compliance with all client due diligence (CDD), anti-money laundering (AML) and sanctions policies and procedures

Ensure the team have a full understanding of the risk and control environment for Cash

Proactive in seeing regular assurance that areas of responsibility are performing to an acceptable risk and control standard.

Act quickly and decisively when any risk and control weakness becomes apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant chains/Channels.

Work in collaboration with relevant risk and control partners.

Balance business performance delivery and cost management with risk and control matters to ensure that it does not materially threaten the business remaining within risk appetite.

Be aware of / fully compliant with the TB operational risk and governance framework

Facilitate regular discussions on risk awareness, operation and risk control improvements, lessons learnt from incidents and identify best practices to strengthen teams’ operational risk awareness and knowledge

Uphold good conduct – ensure full compliance with regulations, policies, and procedures. Prevent data leakages, regulatory breaches caused by lack of knowledge and knowledge

Governance

Provide oversight across Cash in the CIB and CB teams, ensuring compliance with the highest standards of regulatory and business conduct and compliance practices as defined by internal and external requirements. This includes compliance with local banking laws, other applicable laws (e.g. laws governing securities activities, company law) and anti-money laundering regulations and guidelines

Embed the Group’s values and code of conduct in Cash and Trade processes to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees

Identify and mitigate the Operational, Credit, Regulatory and Business conduct risks relating to TB products within the country.

Ensure country compliance on Group standard for Audit, Control and financial reporting including reporting of risks to BORF/CORGs

Work with operations to improve overall service standards and to ensure that quality of service to customers remains superior to competition

Ensure timely renewal of country addendums (CAs) to PPGs and proactively work with stakeholders to identify and quantify new and existing risks. Actively participate in NPC roll out and execution in the region

Key stakeholders

Internal Stakeholders

Head, Transaction Banking, Ghana

Head, Global Banking Clients

Head, Commercial Banking Clients.

Cash Management Operations

Credit

Legal and Compliance

Operational Risk

Finance

External Stakeholders

CIB and CB Customers

Regulators

Competitors

Other Responsibilities

Embed Here for good and Group’s brand and values in Transaction Banking; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats)

Promote Thought Leadership via trainings, client event presentations.

Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate

Bachelor’s Degree

Language: English

Role Specific Technical Competencies

Market Knowledge

Business Strategy

Risk Management and control

Governance, Oversight and Control

Financial Analysis and Control

Regulatory Framework and Requirements