Main Responsibilities of the Job:
• Analyze and assess the financial statements and credit history of existing and new clients.
• Review credit applications and perform credit checks.
• Structure deals and perform risk assessments.
• Make informed decisions backed by sound assessment.
• Produce risk assessment reports for projects to advise the Management on the decision
of financing, based on the risks identified and Credit rating of the project.
• Propose a risk-adjusted pricing for credits to be approved based on risks identified and
rating of the project.
• Perform qualitative data analysis using available analytical techniques, tools, models,
simulation, etc.
• Interpret results of analysis, present recommendations, alternatives and implications.
• Collaborate in structing new credit products and Bank’s special funds.
• Participate in project deal forums and project site visits.
• Prepare/collaborate on presentations, reports and capture key credit risk elements for
trend analysis as a loss control measure.
• Gather, analyze and synthesize quantitative and qualitative data of credit proposal or
industry /sector trends to determine and promote data driven business decisions.
• Provide ad-hoc reporting and analysis of data with the ability to demonstrate significant
changes.
• Familiarize with factors driving performance of industry and trends in Bank’s sectors of
intervention
• Review reports and performance trends on a monthly and quarterly basis with the loan
recovery, Administration and monitoring teams.
• Support in the development of documents related to credit risk management such as
policies and procedures.
• Support in sharing knowledge on matters related to credit risks for projects financing and
mitigation measures.
• Perform periodic risk control self-assessment for the credit risk analysis process.

Professional, academic qualifications and experience
• Bachelor’s degree in finance, Economics, Banking, statistics, Mathematics. Actuarial
Science or related discipline.
• At least 3 years’ experience in banking or financial services organization in a similar role
• A Professional qualification in risk management, project finance or project management is
a competitive advantage.
• An understanding of project management is an added advantage