Qualifications/Other Requirements

• Relevant professional qualification in Banking, Accountancy, Credit Analysis (Certified
• Financial Analyst) and Credit / Risk Management.
• Relevant degree in accounting, business administration, economics, statistics, finance, banking, and/or another relevant field.
• A master’s degree in business administration, Finance, Economics, Banking or any other related fields an added advantage

Knowledge, Experience & Skills

• Preferably 8 years hands on managerial experience in corporate financial services and financing Small and Medium Enterprises (SMEs)
• Certification in Agricultural lending, sustainable finance, risk management will be an added advantage.
• In-depth knowledge of credit analysis, underwriting, and risk management including understanding of roll rate analysis and loss rate forecasting.
• Strong working knowledge of regulatory requirements and industry best practices related to credit /lending.
• Excellent leadership, communication, and interpersonal skills.
• Ability to think strategically and make sound decisions under pressure.
• Proficiency in financial analysis software and other relevant tools.
• Effective communication skills: ability to articulate complex issues at an intuitive level to a variety of audiences including a non-credit or risk audience.
• Ability to challenge the norm and creatively provide solutions to business segments and clients deals in the face of adversity and challenge.

Behavior

• Holds self and the team accountable to deliver on their responsibilities
• Sets ambitious and challenging goals for themselves (and their team)
• Engages and motivates others
• Future orientated, thinks strategically
• Develops and encourages new and innovative solutions
• Willing to take disciplined risks
• Honest, encourages openness and transparency
• Builds and maintains effective relationships, with their team, colleagues, members and external partners and supporters

Role Competencies

• Excellent report writing
• Strategic Thinking Decision Making
• Risk Management
• Leadership and Team Development
• Communication and Relationship Building
• Analytical and Problem-Solving Skills
• In-depth knowledge of project management
• Presentation skills.
• Willingness to stretch beyond- extra mile

Benefits

• 25 days annual leave, medical insurance, 20% Gratuity, 7.5% leave allowance