Responsibilities
• Conduct preliminary assessment on loan applications and provide appropriate and timely feedback given to applicants
• Conduct appraisals to determine the technical, commercial, management capacity and financial viability of applications submitted for consideration to the
Directorate
• Remain abreast of relevant industry developments, including the National Financial Inclusion Strategy, Government’s financing interventions and other empowerment funds, to inform strategy and business development
• Proactively link access to finance to formalization of businesses by requiring that all applicants submit evidence of formality including tax clearance certificates,
NAPSA certificates etc
• Ensure swift identification and remediation of any policy, legal, regulatory and risk tolerance breaches or incident
• Propose appropriate loan maturities, repayment terms, correct interest rates, fees
and commissions as applicable, to safeguard the Commissions Income.
• Propose appropriate collateral packaging and structuring to provide the Commission with strong recourse in case cash flows cannot be used to repay the
loans
• Develop and maintain a Service level Agreement to ensure Develop and maintain effective processes, procedures, guidelines and tools to ensure shorter turnaround
times.

Qualifications
• Grade Twelve (12) Certificate with at least five O Level credits including
Mathematics and English
• Undergraduate degree in Finance, Business Administration, Economics, Accounts
or related
• Masters degree in finance, Business Administration, Economics, Accounts or
Related
• Valid professional membership certificate where applicable
• At least 10 years working experience in credit in the financial sector. Five (5) of
which should be at management level.