Position: Credit Officer

Location: Kampala, Uganda. Occasional travel to program and client sites may be required.

Duration & Level of Effort: Two years. Specific assignments and responsibilities will be issued through individual Scope of Work orders based on the evolving needs of the organization.

BACKGROUND

Finding XY is an innovation and enterprise support organization driving growth for MSMEs across Uganda. We implement programs that strengthen entrepreneurial ecosystems,  unlock  finance,  and  provide  tailored  support  to  small  and  growing businesses.

The Credit Officer is responsible not only for assessing and monitoring financing but also for providing financial advisory support to both MSMEs and the organization itself. This includes developing financial models, guiding partners on sound financial management practices, and supporting the design of financing products and mechanisms.

KEY RESPONSIBILITIES

    Conduct financial assessments for MSMEs and program partners applying for any form of financing (loans, grants, revolving funds, or other instruments).

    Analyze  financial  statements,  business  plans,  and  cash  flow  projections  to evaluate repayment capacity or effective utilization of funds.

    Prepare financing appraisal reports with clear recommendations for approval or adjustments.

    Monitor financial performance and compliance of financed partners, ensuring timely reporting and accountability.

    Provide advisory support to MSMEs and Finding XY on financial planning, cash flow management, budgeting, and other finance-related matters.

        Support  the  development  of  financial  models,  funding  proposals,  and  other

analytical tools to strengthen the organization’s financing decisions.

    Collaborate  with  program  and  finance  teams to  ensure  smooth  disbursement, tracking, and reporting of all financing instruments.

    Identify financial risks, propose mitigation measures, and contribute to improving assessment tools, procedures, and reporting frameworks.

REQUIRED QUALIFICATIONS & EXPERIENCE

        Bachelor’s degree in Finance, Accounting, Economics, or a related field.

    At  least  3  years  of  experience  in  credit  assessment,  financial  analysis,  or managing diverse financing instruments (loans, grants, revolving funds).

    Strong experience in providing advisory services to MSMEs or organizations on financial management, modeling, or planning.

        Knowledge of Uganda’s MSME ecosystem and financial landscape.

        Excellent analytical, problem-solving, and communication skills.

    Proficiency in financial analysis software, Microsoft Excel, and other relevant financial tools.

    Attention to detail, with the ability to work independently and manage multiple assignments concurrently

APPLICATION PROCEDURE

Submit the following by 21 September 2025 to hr@findingxy.com with the subject line: Application – Credit Officer:

    Updated CV (max 3 pages) highlighting relevant experience in credit, financing, or financial advisory services.

    Two  professional  references  who  can  attest  to  your  experience  in  financial assessment, MSME advisory, or financing management