Evaluate and recommend for approval of loans: collection of overdue loans and advise
customers on their financial status.

Key Responsibilities
• Meet with applicants to obtain information for loan application and analyse their financial
status
• Explain to customers the different types of loans as well as their terms & conditions
• Conduct interviews for all applications and recommend for approval
• Obtain, verify & analyse the applicant’s financial information such as credit rating & income
levels
• Ensure timely appraisal of loan applications
• Market credit products and services to the members / customers
• Disbursement of loans once they have been approved in liaison with the supervisor
• Work with customers to identify their financial goals and to find ways of reaching these goals
• Daily follow-ups to ensure loan repayments are up-to-date
• Sending messages to customers with arrears
• Meeting customers with accounts in arrears to establish cause of default
• Liaising with recovery officers to enforce debt recovery in consultation with the senior credit
officer
• Posting of all loan transactions into the respective general ledgers
• Gathering of recommendation and suggestion from members
• Implementing credit policies, procedures and standards
• Compute payment schedules
• Review & update credit & loan files
• Aggressive follow-up of loans in arrears
• Processing member’s refunds and erroneous deductions
• Obtain & compile copies of loan applicants credit histories, corporate financial statements and
other financial information
• Handling loan account closures.
• Any other lawful duties assigned by the supervisor

Qualifications and Work Experience:
• Degree in a business-related course
• CPA-Part 2 is an added advantage
• 2 Years relevant Experience