To advice or sensitize prospective and existing clients on BUBL’s loan agricultural product and cross sell other financial products and services.
MAIN JOB RESPONSIBILITIES
• Advice and or sensitizing prospective and existing clients on BUBL’s loan products and cross sell other financial products and services.
• Carry out training of clients on financial literacy and other relevant training.
• Guiding clients to fill loan application forms and attach relevant documents in line with BUBL’s loan requirements.
• Conduct loan appraisals through undertaking field visits to loan applicant’s homes, agribusiness and locations of property/securities to be pledged to BUBL as collateral where required.
• Disburse approved loans to clients on daily basis in line with the set performance targets.
• Appraise loan applicants’ character, credit histories and conduct reference checks to ascertain willingness to repay the loan.
• Monitor outstanding loans and performance of the loan portfolio daily.
REQUIRED QUALIFICATIONS AND SKILLS
Bachelor’s degree in Crop Science, Agricultural Economics /Agriculture related course.
KNOWLEDGE, SKILLS & COMPETENCES
• Strong written, verbal communication and presentation skills and the ability to convince a client.
• Computer knowledge especially in Microsoft Office suite for MS word and Excel.
• Able to work in a team.
• Ability to ride a motorcycle.
