Your main missions are therefore:
1. Participate in the reflection on the intervention strategy in the Central Africa region and facilitate the coordination of cross-cutting initiatives
- Monitor and analyze developments in the political and economic situation and the regulatory framework, as well as their potential impacts on PROPARCO’s development and operations in the area;
- Define priority prospecting areas in line with PROPARCO’s strategy;
- Contribute to maintaining sectoral dialogue and partnership relations with other development financial institutions, investment funds and commercial banks active in the area to analyze co-financing opportunities and the positioning of PROPARCO’s offer;
- Contribute to the emergence of new products and promote the sharing of knowledge for specific issues (new sectors/products, current trends, new players, etc.);
- Support the Regional Director in coordinating cross-cutting initiatives: deploy and report on the Choose Africa initiative ¸ contribute to the deployment of the Food and Agriculture Resilience Mission initiative , contribute to mobilizing private financial institutions on co-financing, and mobilize delegated funds and European derisking mechanisms
2. Manage the prospecting and development of new operations with financial institutions (banks, microfinance, leasing, insurance) in Central Africa
- Ensure prospecting and commercial promotion with the financial sector by presenting the products offered by PROPARCO in Central Africa (individual guarantee, portfolio guarantee, trade finance guarantee, equity intervention, line of credit) and by mastering the intervention criteria;
- Manage and develop sectoral dialogue and business relationships with a network of PROPARCO prospects, clients and partners in the sub-region;
- Plan, prepare and carry out prospecting missions and write mission reports for the operational teams at headquarters;
- Support the origination and identification of projects in conjunction with the teams of the Financial Institutions and Inclusion Division (FII-G4D, FII-Africa, FII-IMF);
- Contribute to feeding the prospecting monitoring tools (prospect table, report) of the Central Africa Regional Directorate.
3. Carry out the preliminary analysis of intervention opportunities, and when necessary support the rest of the Regional Management team
- Analyze financial and legal information, and assess the level of risks inherent in operations and the solidity of financial institutions, according to the analysis matrix specific to financial institutions (in particular solvency, liquidity, profitability);
- Detailed analysis of balance sheets and income statements and other financial information of counterparties (including restatement);
- Analyze the strategy, quality of management and governance and control environment of the counterpart;
- Analyze the market and the competitive positioning of the counterpart;
- Analysis of guarantee files submitted by partner banks in the sub-region;
- Propose a financial and legal structuring of the project;
- Prepare and draft presentation documents for intervention opportunities intended for internal bodies (in particular the project identification sheet for the PROPARCO identification committee);
- Support, on the activities mentioned above, the work of the Regional Directorate’s business managers who may be less experienced in the financial institutions sector;
- Ensure the negotiation work of mandates of interest in conjunction with the head of the regional management and the operational teams at headquarters (drafting of indicative terms and conditions, proposal and negotiation until the signing of said mandates);
4. Support to headquarters operational teams for the assessment of evaluation opportunities
- Organize project evaluation missions and, if necessary, participate alongside headquarters teams in negotiations at different stages of project progress;
- Participate, if necessary, in the drafting of evaluation reports specifying the conclusions of the evaluation and the recommendations for PROPARCO’s decision-making bodies;
- Coordinate the needs of various parties, reconcile differences and propose creative solutions.
5. Monitoring of the portfolio of guarantees for development (G4D) with the support of an intern
- Actively monitor the quality of the portfolio of guarantee files, on an operational level (compliance with general conditions, requests for modification of loan conditions, periodic reporting) and on an administrative level (monitoring of commission calls, processing of stakes);
- Implementation and/or monitoring of reporting tools to track the quality of the portfolio;
- Organize headquarters missions relating to the portfolio;
- Receive and verify amortization tables for commission invoicing;
- Manage portfolio guarantees (reception, 1st level verification and transmission of counterparty reports to G4D);
- Monitor calls for commission with the support of the AFD local agency management unit (update on the situation of unpaid debts);
- Check and ensure the transmission of due date calls to partner banks with the support of the local agency management unit;
- Instruct restructuring requests and the preparation/transmission of amendments;
- Manage a commission payment tracking table in conjunction with the AFD Management Center, partner banks and headquarters;
- Instruct and monitor advance/balance requests
- Make declarations and provisions (loan qualification exercise)
- Supervise the intern in charge of supporting the management of the guarantee portfolio;
6. Contribute to the organization of operational and institutional communication on these projects.
- Write press releases, project sheets, product brochures and PowerPoint presentations.
- Ensure PROPARCO’s visibility at sector conferences;
- Participate in the organization of networking events related to the activities.
- Participate in the development of office reporting (monthly activity report, project pipeline monitoring, portfolio monitoring).
You may be required to travel to the identified countries and represent PROPARCO, sometimes alone, with counterparts.
Who are we looking for?
1. Skills sought
You have proven professional experience in the instruction and monitoring of financing operations for the financial sector, ideally on senior debt, subordinated debt, guarantee products or Equity operations, in a banking institution, an impact fund or a development bank with knowledge of compliance issues (KYC) and a good command of project risks (a minimum of 5-7 years of experience in project instruction / risk monitoring).
You have a good knowledge of the regional environment of donors and international organizations. You have sufficient skills to handle databases (Excel, Core Banking, etc.)
2. Human/relational qualities
With excellent interpersonal skills, you enjoy working in a team and have excellent writing, analysis and synthesis skills. You are also rigorous, organized and proactive. You appreciate versatility and have a good ability to adapt to a different cultural context. This position requires high availability and will allow you to develop your ability to manage priorities as well as your resilience in the face of difficulties encountered.
3. Level of education / diploma
You hold a Bac + 5 / Master 2 level diploma obtained from an engineering school, business school, university or IEP in particular.
4. Languages Fluency in French and English is essential.