KEY RESPONSIBILITIES

• Develop and oversee the implementation of the bank’s credit risk framework. 
• Lead the credit risk assessment process for new and existing products. 
• Oversee credit portfolio management, including stress testing, limit setting, and risk 
• appetite frameworks while managing relationships with regulators and external 
• stakeholders 
• Monitor portfolio performance and provide actionable insights to senior management. 
• Establish policies and procedures to mitigate credit risk and ensure compliance with 
• regulatory requirements. 
• Collaborate with business units to embed credit risk considerations in decision-making 
• processes. 
• Lead and mentor credit risk analysts

CANDIDATE PROFILE

• Advanced degree in Finance, Risk Management, or related field. 
• 8+ years of experience in credit risk management within the financial services industry. 
• Strong understanding of credit risk models, scoring systems, and regulatory requirements. 
• Comprehensive understanding of credit risk measurement, modeling, and management
• Lead and mentor a team of credit risk analysts.
   

PREFERRED SKILLS 

• Experience with credit risk systems and tools 
• Excellence in stakeholder management 
• Excellent leadership, communication, and problem-solving skills. 
• Experience with data analytics tools and risk management.