JOB OPPORTUNITY: LOANS OFFICERS

Company: Microfin Uganda
Duty Station: Uganda
Application Deadline: 7th January 2026 at 5:00 PM

About Microfin Uganda

Microfin Uganda is a fast-growing microfinance institution committed to expanding access to affordable financial services for individuals and small businesses. We focus on responsible lending, financial inclusion, and sustainable portfolio growth. To support our operations, we are seeking motivated, results-driven, and ethical Loans Officers to join our team.

Position Summary

The Loans Officer will be responsible for marketing loan products, assessing clients’ creditworthiness, managing loan portfolios, and ensuring timely loan repayments while maintaining high portfolio quality and strong client relationships.

Key Responsibilities

Loan Processing & Client Assessment

• Evaluate and process loan applications in line with company policies and lending guidelines

• Conduct client assessments, including credit analysis, business appraisals, and field visits

• Verify client information and ensure completeness and accuracy of loan documentation

Portfolio Management

• Monitor loan performance to ensure timely repayments

• Maintain a healthy loan portfolio with a low Portfolio at Risk (PAR)

• Follow up on overdue loans and implement recovery strategies

Client Support & Financial Advisory

• Provide financial guidance to clients to promote proper loan utilization

• Educate clients on loan terms, repayment schedules, and financial discipline

• Build and maintain strong, long-term client relationships

Risk Management & Reporting

• Identify potential credit risks and recommend mitigation measures

• Prepare and submit accurate credit appraisal reports and portfolio updates

• Ensure compliance with internal controls and regulatory requirements

Minimum Qualifications & Requirements

• Bachelor’s Degree or Diploma in Business Administration, Finance, Microfinance, or a related field

• Strong analytical, negotiation, and customer service skills

• Excellent communication and interpersonal abilities

• High level of integrity, accountability, and professionalism

• Ability to work independently, meet targets, and perform under pressure

• Must be 28 years of age or below

How to Apply

Interested candidates should submit the following as one PDF document:

• Application letter

• Curriculum Vitae (CV)

• Copies of academic documents

Send applications to:
📧 hr@microfin-ug.com

Deadline: 7th January 2026 at 5:00 PM

Note: Only shortlisted candidates will be contacted.