Workatele

Retail Banking and SME Banking Graduate Trainee at Indo Zambia Bank Limited, Kabwe, Zambia

Indo Zambia Bank Limited

Retail Banking and SME Banking Graduate Trainee at Indo Zambia Bank Limited, Kabwe, Zambia

Indo Zambia Bank Limited

Full time Job

Date Posted: October 17, 2024

Application deadline:

Expired on: October 18, 2024 5:00pm

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Job description

Key Responsibilities
• Screening of loan applications within their risk acceptance criteria.
• Prepare reports
• Prepare monthly performance reports on loans disbursed.
• Reconcile the loans opened against the agro dealer disbursement on a daily basis.
• Prepare reports on loan performance
• Provide financial literacy training
• Monitoring of the projects.
• Following up on non-performing loans.
• Seeking approval of the list of successful loan applications from the Local Authority,
• Providing basic business management and financial literacy training to the successful beneficiaries.
• Disbursing loan proceeds to approved beneficiaries in line with agreed business cashflow forecast.
• Sales and Business Development
• Support the retail and SME teams in identifying new business opportunities and promoting the bank’s products and services to potential clients.
• Assist in preparing sales presentations and pitches for retail and SME clients.
• Analyze financial data to assist in decision-making processes.
• Prepare periodic reports on customer feedback, business development activities, and market trends.
• Achieve account opening and alternative channel distribution targets.
Qualifications and Experience
• Grade 12 Credit or above, mandatory in Mathematics and English and any other three subjects.
• Degree in Business or a relevant field or professional qualification from a recognized university.
• Must be 28years and below.
• Relevant banking qualifications will be an added advantage.

Application deadline:

Expired on: October 18, 2024

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