Workatele

Senior Manager, Credit Risk at Nedbank, Johannesburg, South Africa

Nedbank

Senior Manager, Credit Risk at Nedbank, Johannesburg, South Africa

Nedbank

Full time Job

Date Posted: March 8, 2025

Application deadline:

Expired on: March 12, 2025 5:00pm

Sponsored

Job description

To apply credit risk management principles and manage staff in order to minimize risk and impairment charges and to provide client services in support of Nedbank strategies.

Job Responsibilities

  • Manage reports through early actioning of exceptions.
  • Manage and rehabilitate clients by getting backward roll on arrears
  • Identify systems and process improvement initiatives by escalating for decisions to relevant stakeholders.
  • Make  correct credit decisions on a consistent basis first time round by complying to service level agreements.
  • Demonstrate an understanding of client needs by providing feedback on application decisions based on Nedbank’s risk appetite.
  • Upskill stakeholders by sharing knowledge on service offerings and client needs.
  • Guide and support internal stakeholders through formal or informal knowledge sharing.
  • Collaborate with external stakeholders through regular communication and feedback.
  • Action reports by monitoring, distributing and collating information.
  • Manage and support direct reports by providing advise on strategies and/or deliverables.
  • Utilize resources by allocating according to business needs.
  • Analyse client information to assess level of risk by interpreting financial information within the ambit of banking regulations.
  • Resolve work challenges by initiating action plans in accordance with policies and procedures.
  • Contribute to policy, procedures and standards enhancement by providing input/suggestions.
  • Support the achievement of the  business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
  • Identify training courses and career progression for self through input and feedback from management.
  • Ensure all personal development plan activities are completed within specified timeframe.
  • Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
  • Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders’ businesses by highlighting benefits in support of the implementation of recommendations.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.)
  • Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
  • Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

Requirements

  • 5 – 8 years credit lending or credit risk experience in a banking environment
  • 2 years’ managerial experience
  • NQF Level 6 or Higher in a Finance, Business, Banking or Insolvency-related field
  • A Credit Record is essential

Technical / Professional Knowledge

  • Data analysis
  • Governance, Risk and Controls
  • Industry trends
  • Principles of financial management
  • Relevant regulatory knowledge
  • Working with a group to identify alternative solutions to a problem
  • Building and maintaining effective relationships with internal and external stakeholders
  • Analysing and interpreting quantitative and qualitative data
  • Relevant Nedbank policies and procedures
  • Banking knowledge

Behavioural Competencies

  • Driving for Results
  • Decision Making
  • Planning and Organizing
  • Aligning Performance for Success
  • Building Trusting Relationships
  • Building Partnerships

Application deadline:

Expired on: March 12, 2025

Share this job

Facebook
Twitter
LinkedIn
WhatsApp
Telegram

Related jobs

gsu_logo

Security Guard at Gwanda State University, Harare, Zimbabwe

Gwanda State University

Full time job
Date posted: March 10, 2025

Deadline:

March 14, 2025
Nedbank

Senior Compliance Specialist – Group HR at Nedbank, Johannesburg, South Africa

Nedbank

Full time job
Date posted: March 8, 2025

Deadline:

Expired on: March 9, 2025
Keda Ghana Ceramics Company Limited

Security Coordinator at Keda Ghana Ceramics Company Limited, Takoradi, Ghana

Keda Ghana Ceramics Company Limited

Full time job
Date posted: March 1, 2025

Deadline:

Expired on: March 5, 2025
Barrick Gold Corporation

Security Checkpoint Officer at Barrick Gold Corporation, North West Province, Zambia

Barrick Gold Corporation

Full time job
Date posted: March 1, 2025

Deadline:

Expired on: March 7, 2025

Sponsored