• Documents financial transactions by entering account information.
• Substantiates financial transactions by checking documents and recommending for corrective actions.
• Maintaining accounting controls by preparing and recommending policies and procedures of good accounting practices.
• Reconciling financial discrepancies by collecting and analyzing accounting information.
• Preparing payment vouchers and recommending for disbursements of funds for travel, airtime allowance etc.
• Ensure policies and procedures are applied consistently and uniformly on all savings accounts at the branch.
• Conduct market visits to the catchment areas with a view to win more depositors.
• Exchange information with the Savings Manager other branch staff and secure an adequate information flow within the branch operations.
• Support the Branch Manager in setting performance targets for branch
• Develop branch working area strategies for targeting potential clients and organization of frontline officers or Direct Sales Agents.
• Ensure compliance of savings operation and accounting operations in line with regulatory requirements.
• Review and analyze data to assess performance of savings products and effectiveness of operation policy and procedures.
• Implement cost efficient and effective marketing products and strategies that are appropriate for the desired markets.
• Cross selling of VFM products
• Promoting VFM products and services
• Taking a leading role in the implementation of deposit mobilization campaigns for the branch.
• Carrying out marketing activities within the branch catchment areas.
• Provide support and instruction of savings procedures for branch staff.
• Work closely with all branch staff, operations and branch manager, partnering third parties, and committee team members to ensure effective communication on savings program initiatives.
• Support the frontline staff who are responsible for implementation of savings program initiatives.
• Build and maintain strong relationships with staff and managers to ensure open and fluid communication with head office and other third-party stakeholders.
• Build and maintain strong relationships with clients and other stakeholders within Mchinji.
• Taking part in the branch delinquency management programs together with operations the lending team.
• Monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to branch management or senior management and suggest actions/penalties to be taken when appropriate.
• Analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution and provide regular updates of receivables to management.
  Knowledge, Skills and Abilities
• University Degree in Banking, Economics, Finance, Marketing, Management, or Business Administration from an accredited institution.
• Must have clear understanding of microfinance industry and at least 5 years’ experience in a Deposit Taking Microfinance or bank
• Must have extensive experience in accounts and finance or credit operations and project management.
• At least 3 years’ working experience on supervisory positions, in a combination of following micro-enterprise lending organization, banking, institution, a progressive corporate environment international business, or economic and business development institution,
• Should have excellent written and oral communication skills
• Good analytical and problem-solving skills
• Ability to work under pressure, independently, and self-motivated
• Must be a mature and committed Christian

Interested candidates should send their applications together with their detailed Curriculum Vitae, three traceable referees and copies of certificates to:

The People, Culture and Administration Manager
VisionFund Malawi
Private Bag A232
LILONGWE